These drive prices are kinda insane. Everything is going up up up, I thought it would just be RAM and SSDs effected but looks like it's reaching hard drives too.

Where are people buying drives now, and what $$/TB is still reasonable?

I'm currently unable to deposit into my TFSA account via Interac e-Transfer. When I get to the "Review and confirm" page, clicking Confirm does nothing. Both in the (Android) app and on the web. I've done this many times in the past without any issue.

Has anyone seen this? What's up?

Where is everyone buying there houseplants from? For those of us with green thumbs, where do you shop? I know down south has the bradford greenhouse, but outside of traveling south, are there any local places here in North Bay? I know of Walmart and Home Depot, and then i know there is a small shop in Callender, but that's about all i know of, before traveling to sudbury?

I don’t care if it dips more…. We just had to get in with that tax return. I’d rather it dip to 50k & miss out on those small amounts of BTC than have it rip to 100k or beyond tomorrow and live with the regret that I’ll never see BTC that low ever again! Tonight is the first night I can rest peacefully knowing my family is hedged against the decaying dollar and positioned to benefit from deflation from government inflation. The last one using the dollar gets stuck holding the bag of poverty. Not this family🙏🏼🚀

Hey! I’m a Canadore college student and my friend and I have been looking for a dnd group, we have tried outpost games and other game stores but it is not exactly what we are looking for.

If there are any other college / university students in the area who are looking to form a dnd group that meets twice a month that would be great!

In the new UI that is show at the addr https://myportal.questrade.com/investing/summary with the portfolio performance graph I believe there's a bug

With the filters for 15 days and 1 month, my portfolio grew as a whole. But the graph shows that the performance is negative in %.

If I hover my mouse over the line, it will show the net deposits, and I have been checking this for a few days now, it always show a deposit of around 20k from the previous day to the current day. It showed that for a week straight.

I didn't have any deposits in my account in that time frame.

I believe the system "thinking" that theres a deposit 20k is what makes it calculate the percentage wrong.

Is anyone seeing this? I know Questrade ppl look at this sub, so take this as a bug report.

EDIT: Apparently this happens only when I select the "All accounts" option. If I check individual accounts, the graph is fine.

EDIT:
Screenshot attached. By looking at the line, one can see the portfolio grew, but the performance is negative:

My Cat escaped my house like 20 minutes ago his name is spanks he got out in the Manitou area Photo for reference

Hi everyone, I (27F) might need a big dose of reality here, but I'm looking to buy a 1 bedroom condo in downtown Toronto. This has been a goal of mine since I moved here 6 years ago. I love this city and I plan to be here long-term.

A unit is for sale in the current building that I'm renting in for 469K. I love my building, the location is amazing, the staff is great, so I feel like I've already vetted this part of the house search process. It would also be very convenient and save on moving fees and hassle.

I have been pre-approved for 470K with a 50K downpayment at a 3 year fixed rate. Here are my current details:

Gross pay: $84,500 (I'm in a union, so this is agreed to steadily increase over time. By year 3 I'll be making 94K)

DB pension contribution: $350/month (employee matches)

Net pay: $4900/month

Savings:

• 34k in TFSA
• 16K in FHSA
• 30K in RRSP
• 7K in chequing

After the 50K downpayment and all closing fees I would have an estimated 27K left in savings.

With the condo maintenance fees and property taxes, I'd be paying a total of around $2600 for housing/month.

My total bills per month:

Hydro: $50

Gym: $70

Phone plan: $75

Condo Insurance: $20

Internet: $55

Miscellaneous subscriptions: $45

Total bills= $315.

I have no student loans or any other kind of debt. I don't have a car and I rarely use the TTC (usually walking everywhere). I'm single with no kids.

So after everything I would have a little under $2000/month left.

I would allocate around $200-$300 for savings, which means I'd still have quite a bit for groceries and fun money.

Does this look reasonable? Is there something else really big that I'm missing?

I have lived off of less money before. I moved downtown into my own apartment when I was making 45K a year, so I truly believe that I can do it, but I also want to be realistic.

Any thoughts are welcome, but please be nice, first time homebuyer here, so I'm still very new to the process :)

In the recent past, I transferred an account from another brokerage to Questrade. It contained CAD and USD assets. After submitting documentation showing a single 150 CAD transfer fee being charged by the previous broker, Questrade rebated me 150 CAD as well as 150 USD. Was the 150 USD rebate made in error?

Full article with explanations on the data here https://x.com/sdwouters/status/2024507942708351443

My recent experience with banks has been perplexing. Our home is coming up on a renewal, so being a semi responsible mortgage holder we thought it would be a good idea to see what other banks have to offer. Out of 5 banks that we contacted not single one offered anything and 3 banks just ghosted our request. We’re in good standing with our current loan and don’t understand why nobody except our current bank are even responding to us. I always thought finding leads is the toughest part about sales and we’re reaching out to them, saving them an important step?

Anybody have similar experience? And if so, did you just stay with your current lender and skip the whole shop around step during a renewal?

There were 569,000 Canadians receiving regular Employment Insurance (EI) benefits in December 2025, little changed (+0.4%; +2,500) from the previous month.

• On a year-over-year basis, the number of Canadians receiving regular EI benefits was up by 81,000 (+16.7%), with most of that increase occurring during the period from January to July 2025.
• Data from the Labour Force Survey indicate that the unemployment rate trended up through most of 2025, reaching a high of 7.1% in August and September, prior to pulling back to 6.8% in December.

---

Le nombre de Canadiens touchant des prestations régulières d'assurance-emploi s'est établi à 569 000 en décembre 2025, ce qui était presque inchangé (+0,4 %; +2 500) par rapport au mois précédent.

• Comparativement à un an plus tôt, le nombre de Canadiens touchant des prestations régulières d'assurance-emploi a progressé de 81 000 (+16,7 %) et la majeure partie de la croissance est survenue de janvier à juillet 2025.
• Les données de l'Enquête sur la population active indiquent que le taux de chômage a suivi une tendance à la hausse pendant la majeure partie de 2025 et qu'il a atteint un sommet de 7,1 % en août et en septembre, avant de diminuer pour s'établir à 6,8 % en décembre.

Hello everyone

Today the life that I envisioned for myself has been turned upside down.

My mom and I live in Alberta. My family immigrated here from Ukraine when I was a child. She is 55 and I am 28. My dad died when I was 16 so my mom has been a widow for 12 years, paying for the house fully herself which has been very hard on her.

I've been suspecting lately that she is having trouble meeting the mortgage payments due to the interest and house tax increases, and my fears were realized today. She came to me, ashamed and crying, that she was losing the house, the one she and my dad bought and raised me in. I recently moved out myself and am trying to start my own life with my husband. I will be helping her with whatever extra income I have.

I am fully prepared to abandon my own financial goals and work my butt off so she can keep the house.

Is there anything else we should be doing? Any grants or programs we can appeal to?

Thanks so much, we really appreciate any advice.

Edit: Thank you so much for everyone's replies. This is my first ever reddit post so apologies for not providing enough numbers. I've been in a daze since receiving this info from my mom. Here are more details I've gathered from her.

She has $140k left on the mortgage

She has a retirement account with around $50k in it, but it's closed for 9 more years. This was the only life insurance that my father's company paid out. There is no way to open it. I have no idea why she made this account with her bank when my dad died in 2014. She basically has a small nest egg that is unusable in the years she needs the money most.

My father didn't have life insurance beyond this.

My husband is 100% aware of all of this and very willing to help my mom. I have the best husband.

Update: I'm learning that my mom recently renewed the mortgage on her house and that's when everything fell apart. Interest rates were not favorable when she had to lock in. Her interest rates are much higher and that, coupled with the increase in property and land tax, means her income can no longer keep up. She receives a widow pension which has barely increased since my dad died, and she recently lost a lot of housekeeping clients who simply can't afford her services. Her mortgage payment alone went up around $500, and all other bills have gone up as well.

What we're doing: She already receives a low income credit to help offset property tax, but that is barely making a dent.

I've been helping her apply for other jobs. No luck yet but will keep trying.

I will help her bridge the payment gaps at least for the next several months.

Paid out of pocket for expensive pediatric emergency dentistry that was only partially reimbursed by Blue Cross. Also thousands out of pocket for a varicose vein procedure that was not covered. Can I claim and if so anyone know which lines? The only fields I can find pertain to medical travel expenses not the cost of the actual procedures.

Just want to be prepared. I'm leasing a car for 4 year that I have zero interest in owning beyond that, so I see little reason to get anything on top of the included manufacturer warranties (5 years).

Anyone got any good suggestions? It seems the few blogs that still exist post once a month so there is not much new material out there.

Did anyone else actually read the FOMC minutes or did we all just watch the green candles? The January meeting minutes dropped yesterday. Several officials openly discussed hiking rates if inflation stays elevated. Not "holding longer." Hiking. The economy got upgraded from "moderate" to "solid." Rate cut is now June at the earliest. Meanwhile the S&P closed at a record 6,891. Same day. Bitcoin didn't get the memo about everything being fine — dropped to $66,771. Oil spiked 4% because Vance basically threatened to bomb Iran. So we've got equities at all-time highs, the Fed flirting with hikes, crypto in extreme fear, and crude pricing in a Gulf conflict. All at once. What exactly is the market pricing in right now? Because it feels like four different realities.

Hello,

I’ve received a 1099-DA for Cash App that I am confused about. Last year, I sold bitcoin for ~$2k in gross proceeds, but I have zero idea what the cost basis are for five individual transactions.

I’ve been buying small batches of bitcoin over years and have received gifts of bitcoin, and those five sales came from those transactions.

Can I just report the cost basis as 0 for all of them and pay the capital gains tax on the gross proceeds? Since the total amount is so low, I’d be ok with paying the tax in exchange for going through the headache of aggregating the cost bases.

Cashapp allows you to say “various” for dates acquired, so that’s in-part why I’m asking.

Thank you so much! I know zero about tax.

Hey everyone,

My partner and I are both 31 and live in Toronto. We’re trying to figure out whether it makes sense to buy a place or just keep renting and investing.

Combined income is around $235k and we have about $550k saved/invested. No major debt. We’ve been renting and investing pretty consistently and it’s worked out well for us so far.

Lately though, it feels like homes in the ~$800k–$1M range are becoming a bit more reasonable compared to the last couple years. We’re wondering if it makes sense to finally buy, or if we’re better off continuing to rent and let our investments compound.